
ESG investing: 3 keys to manage rising risk in clients’ portfolios
Global appetite for environmental, social and governance concerns continues, of course, to grow – arguably exponentially. Governments and courts worldwide too are taking affirmative action. In February 2020, here in the UK, the Court of Appeal ruled that plans for a third runway at Heathrow Airport were illegal, because they ran contrary to the government’s […]

Time for trusted principles, not blind panic amid crisis uncertainty
By Sam Liddle, Sales Director, Church House Investment Management The confidence with which the year started, a new UK government with a working majority and a Brexit strategy in place all seems like a distant memory. So much for our contention in Q4 last year that we were past ‘peak uncertainty’. Everything changed over the […]

Does idios = adios?
by Gareth Harries, Director of Nationals & Networks, HSBC Global Asset Management. Whilst most of us might not speak Greek, we will know the extent to which it has influenced the English language. Take the root word ‘idios’, which means ‘one’s own’ or ‘self’, leading to words like ‘idiosyncrasy’. But what does this have to […]

Dynamic Planner ‘Elements’ – 1 year on, 5 key updates
By Product Manager Josh Knight It is hard to believe that this month already marks a year since we first made Dynamic Planner’s Client Review process available. ‘Elements’ is our rolling, two-year programme of major updates and enhancements to Dynamic Planner, focused on providing you with a sleek and modern set of business processes that […]

Survey: Does financial advice have a positive impact at a time of crisis?
If you have ever experienced real panic, brought on without warning, it is extremely unpleasant, to say the very least. A suddenly increased heart rate. A horrible hot flush. You may quickly feel cold and begin to shake. In all, it is disorienting and difficult to focus. How do you react in that moment, under […]

A client’s eye view of Dynamic Planner: Two investors share their experience
It is typical on the Dynamic Planner website to read testimonials from advice firms, about their experience of adopting and using the system. But how do the clients of those same advice firms – people with their pensions and investments at stake – find it? What is their experience? Increasingly late last year, the industry […]

Sharp focus on retirement income as bigger Covid-19 picture develops
Advising clients on income in retirement suddenly became even more challenging this year. The coronavirus has influenced not simply the way clients of financial advice firms think about their money, but also their short and long-term health too. It has been a time for advisers to closely support their clients and ensure they fully understand […]

How resilient have clients been in 2020? 4 firms outline conversations they have experienced
It was one thing, of course, talking through the potential portfolio losses, in the comfort of an annual review – quite another to starkly report back actual losses to a client, running into several thousand or even tens of thousands of pounds. Below, four advice firms relay typical conversations they have had with clients, during […]

Mind the gap between a client’s attitude to risk and their financial resilience following a loss
By Louis Williams, Head of Psychology and Behavioural Insights Why do previously risk tolerant people panic and sell when faced with a significant portfolio loss? Such paradoxical behaviour has damaged both the overarching financial planning and investment process and also the adviser-client relationship, which lies at the heart of the industry. How might we help […]

Investing in 2020 – Tilney Investment Management Services Limited
At the turn of the year, we were focused on the major political and economic events that we thought would shape the weather for investors in 2020: the next stage of the UK’s exit from the European Union; the upcoming US presidential election in November; and the planned stepping down of Angela Merkel as Chancellor […]

Should we still talk about ESG? M&G Investments
By Maria Municchi, Multi Asset Fund Manager, M&G Investments The last few weeks brought about enormous changes to our society, to our personal lives and to the economic environment as we know it. The spreading of a deadly virus across the world prompted many governments to put out unprecedented restrictions on businesses and the wider […]

Speculation surplus clouds outlook for recovery from coronavirus crisis
By Abhi Chatterjee, Chief Investment Strategist In the last six weeks, I have seen more from my home office desk than all the time I have previously spent in my career on trading desks. To recap, what have we witnessed? The single largest day increase in VIX since 1990 Two of the largest daily falls […]

Investing in a changing world – Whitechurch Securities
[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text] By Amanda Tovey, Investment Director at Whitechurch Securities Life pre the COVID-19 outbreak now seems a distant memory. Over the past […]

News from the Dynamic Planner Investment Committee: Q2 2020
By Abhi Chatterjee, Chief Investment Strategist The ‘Corona Crash’ The Covid-19 outbreak triggered a geo-economic panic, resulting in an unprecedented spike in global equity market volatility, with severe declines exceeding 20% and extreme daily swings on a scale comparable to the financial crash of 2008. Thus, we dramatically marked the end of a remarkably resilient […]

What will the legacy of lockdown be? 6 advisers answer
It is estimated that roughly one in three of us globally are currently living in lockdown, to varying degrees, against the backdrop of the ongoing coronavirus crisis. Here in the UK, we are now entering week seven or week eight for many of us, since the first announcement from government on 16 March to, if […]

How do 5 advice firms risk profile their clients in Dynamic Planner today?
Accurately risk profiling your clients and subsequently matching them with suitable investments has arguably never been in sharper focus than it is today. Financial markets dropped more dramatically, by broadly 25%, than ever before from 16-19 March this year. Of course, as a result, it is vital, amid such volatility, for a client’s portfolio to […]

How Coronavirus is changing our views on immediate gratification
By Chris Jones, Proposition Director In a capitalist free-market society, I have a choice to use the fruits of my labour to buy things from a company or buy parts of a company. But, because I am human I rarely think about it and invariably spend more on buying things because I get immediate gratification. […]

5 Ways Dynamic Planner can help you while working from home
This year and particularly since mid-March, the whole financial services industry and indeed world has changed in ways few of us could have imagined. The provision of financial advice has always been a very sociable and personal service. Many times in discussions with Dynamic Planner users over the years, I have been told that firms’ […]