Press Release
Dynamic Planner launches groundbreaking cash flow planning
Enables advisers to use a single system and avoid miscalibration risk Makes powerful cash flow planning possible for all clients 3 November 2020: Dynamic Planner is set to shake up the status quo of cash flow planning in the UK, with the launch of its brand-new Cash flow planning service. Launching on 3 November, Dynamic […]
From depression to euphoria. The fittest description for global stock markets
We are in the middle of a synchronized downturn. Analysis of the quarter or quarter change in GDP globally and in the US makes grim reading – worse than anything observed in the past. Partially, this is due to the global reduction in activity through lockdown restrictions to mobility. Yet, if equities were to be […]
Dynamic Planner announces digital autumn 2020 training academies
10 September 2020: Dynamic Planner has confirmed the dates for its Digital Autumn 2020 Training Academies. Following the success of its Spring 2020 Training Academies, which were rapidly moved online in response to this year’s Covid-19 crisis and lockdown, these latest events will also be staged virtually. The first of the events will take place […]
Forward-looking projections forecast a brighter future for everyone
A client whose financial adviser had relied upon performance scenarios required in a Key Information Document (KID) at the start of this year, may have been unprepared for this year’s coronavirus crisis. The same could also potentially be said if their adviser relied upon past performance of an IA sector to highlight potential returns in […]
Dynamic Planner expands fund risk profiling research to include first investment trust
Dynamic Planner has expanded its fund risk profiling service to include investment trusts. Broadening the range of investment vehicles analysed by Dynamic Planner, the first trust to be risk profiled is the Seneca Global Income & Growth Trust plc, assigned a Dynamic Planner Risk Profile 7 (on a 1-10 scale). To date, Dynamic Planner risk […]
Technology key to enabling advisers to understand changing client priorities in 2020
The pandemic this year has impacted different sections of society in different ways. An example: research by Legal & General highlighted that 1.5m people could now delay retirement because of Covid-19 and its financial impacts. This year’s subsequent lockdown, demanding people spend extended time at home than they might otherwise, has further caused many to […]
Human compassion the key to client communication, whether virtual or face-to-face
By Louis Williams, Dynamic Planner Head of Psychology and Behavioural Insights This year’s coronavirus crisis has impacted the adviser-client relationship in such a way that online communication is now essential. Advice firms face the question of whether this mushrooming trend will impact the levels of trust their clients have in the advice they receive long-term […]
ESG investing: 3 keys to manage rising risk in clients’ portfolios
Global appetite for environmental, social and governance concerns continues, of course, to grow – arguably exponentially. Governments and courts worldwide too are taking affirmative action. In February 2020, here in the UK, the Court of Appeal ruled that plans for a third runway at Heathrow Airport were illegal, because they ran contrary to the government’s […]
Mind the gap between a client’s attitude to risk and their financial resilience following a loss
By Louis Williams, Head of Psychology and Behavioural Insights Why do previously risk tolerant people panic and sell when faced with a significant portfolio loss? Such paradoxical behaviour has damaged both the overarching financial planning and investment process and also the adviser-client relationship, which lies at the heart of the industry. How might we help […]
2020 market shocks shine light on underlying dangers for clients in decumulation
When we think of investing, we think about building up and growing a lump sum. A technical term used for this is accumulation. However, an increasing number of clients are now at a time when they need to spend that money – and a technical term for this is decumulation. Many clients in decumulation are, […]