Dynamic Planner Updates – Oct 2020
Over the past few weeks, we have released multiple tweaks and enhancements to Dynamic Planner, while work has continued on our new Cash Flow forecaster. Below is a quick recap of some of the recent changes we’ve made: More room for ‘Client objectives’ – A small, but important tweak. We’ve increased the size of the […]
Is the swinging 60s inflation pattern due a comeback?
Charlotte Harington, Co-Portfolio Manager, Fidelity Multi Asset Open range History never repeats, but it does often rhyme. And the same goes for economic history. It’s striking how similar some aspects of the economic environment in the early 1960s are to the years leading up to the Covid-19 pandemic – low inflation, relatively low interest rates […]
The importance of decisive action in uncertain times
By Bordier UK It may seem an age away today, but as we headed into 2020 our baseline scenario was reasonably favourable: one of slow and steady growth, linked to robust labour markets and some carry-over from 2019’s policy easing. Furthermore, the prospect of sustained low inflation meant policymakers could focus on the prevention of […]
2020 market analysis – The bigger picture
Unprecedented. Extreme. Sobering. It has been hard to keep pace with what’s happened in markets this year. Here, Dynamic Planner’s Head of Investment Services Jim Henning takes a step back from the headlines and highlights the immediate and longer-term trends and shifts witnessed in 2020. How does this year’s volatility compare in the context of […]
News from the Dynamic Planner Investment Committee – Q3 2020
The Investment Committee reviewed the performance of the benchmark asset allocations and noted their great resilience in weathering the extreme market turmoil post the Covid outbreak, with all staying within, or very close to, their expected annual Value at Risk (VAR) limits. The benefits of portfolio diversification provided by Dynamic Planner’s Asset Risk Model can […]
Financial planning for the next generation. A case of Attitude to Risk or risk of attitude?
By Vitality With £5.5 trillion set to pass between generations over the next 30 years1, it’s clear this wealth transfer represents one of the greatest opportunities for the financial advice sector. Yet, generational shifts in attitudes and ways of accessing financial services mean that engaging the next generation represents one of the greatest challenges too. […]
The new economic order
By Andrew McCaffery, Global Chief Investment Officer, Fidelity International We believe the Covid-19 crisis will trigger a step-change in policy, accelerate existing trends and transform investment frameworks. Government intervention, fiscal activism, corporate governance and sustainability, and continued Asian economic strength will characterise this new order, creating opportunities out of dislocation. History is littered with examples […]
From depression to euphoria. The fittest description for global stock markets
We are in the middle of a synchronized downturn. Analysis of the quarter or quarter change in GDP globally and in the US makes grim reading – worse than anything observed in the past. Partially, this is due to the global reduction in activity through lockdown restrictions to mobility. Yet, if equities were to be […]
Dynamic Planner announces digital autumn 2020 training academies
10 September 2020: Dynamic Planner has confirmed the dates for its Digital Autumn 2020 Training Academies. Following the success of its Spring 2020 Training Academies, which were rapidly moved online in response to this year’s Covid-19 crisis and lockdown, these latest events will also be staged virtually. The first of the events will take place […]
Psychometric questionnaires: How do they really profile your client’s attitude to investment risk?
Louis Williams – Head of Psychology & Behavioural Insights at Dynamic Planner – analyses the risk profiling process, from start to finish, for your clients. He considers: why are risk profiling questionnaires psychometric? What does psychometric mean? What are the alternatives for financial advice firms? What are the pitfalls to avoid? And how did Dynamic […]
Fine-tuning our bias to credit
By the Fidelity Multi Asset Income Team – Eugene Philalithis, George Efstathopoulos & Chris Forgan We are yet to see this extent of recovery in fundamentals for equities and dividend payments, and while earnings have generally been better than expected across regions and sectors, there is the risk that they could stall from here. In […]
Forward-looking projections forecast a brighter future for everyone
A client whose financial adviser had relied upon performance scenarios required in a Key Information Document (KID) at the start of this year, may have been unprepared for this year’s coronavirus crisis. The same could also potentially be said if their adviser relied upon past performance of an IA sector to highlight potential returns in […]
Dynamic Planner expands fund risk profiling research to include first investment trust
Dynamic Planner has expanded its fund risk profiling service to include investment trusts. Broadening the range of investment vehicles analysed by Dynamic Planner, the first trust to be risk profiled is the Seneca Global Income & Growth Trust plc, assigned a Dynamic Planner Risk Profile 7 (on a 1-10 scale). To date, Dynamic Planner risk […]
Refocusing on desirable investment risk can help your clients avoid undesirable 2020 returns
Looking back over the first half of the year, January seems to be a completely different era. In between, an unprecedented health crisis has uprooted medical care, financial markets and the prospects for the global economy. In spite of the sharp rebound in markets, allocators are still reeling from the vehemence of the sell-off. As […]
New Dynamic Planner survey – How are advice firms working in 2020?
[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]Whether you feel good, bad or indifferent about it – video chat on platforms like Zoom very quickly became synonymous with wider […]
Caution reaps its own reward in retirement if market tides turn
By Sam Liddle, Sales Director, Church House Investment Management If you’re a young person, with no job and little prospects, then Rishi Sunak’s recent jobs announcement would have given you cause for hope for the future. But it was less positive for committed savers, with retirement on the horizon, and recent retirees wondering what income […]
6 ways financial planning technology has helped advice firms this year
We have all been grateful for a little help at some point this year. Whether it has been an understanding boss, or a driver delivering your weekly food shop – it has been very welcome. We have also been happy to help others and it has felt good to give back, even in only a […]
Technology key to enabling advisers to understand changing client priorities in 2020
The pandemic this year has impacted different sections of society in different ways. An example: research by Legal & General highlighted that 1.5m people could now delay retirement because of Covid-19 and its financial impacts. This year’s subsequent lockdown, demanding people spend extended time at home than they might otherwise, has further caused many to […]