Welcome to the latest ‘Dynamic Planner Updates’. It has been an exciting time after the launch of our new cash flow planning in early November – with lots of great new enhancements to tell you about. First, a new ‘Fund search’ has gone live for all users in Dynamic Planner – login now and take […]

By Chris Jones, Proposition Director, Dynamic Planner We are increasingly accustomed today to carefully managing our own retirement date. However, wider events, as we have witnessed in 2020, can quickly overtake the best laid plans, thus reminding us of the importance of cash flow planning. It has been widely reported this year that the Covid-19 […]

Why low bond yields may mean you need to rethink your portfolio construction – by Hermione Davies, Investment Director, Ruffer The future looks even more uncertain than usual. Normally, uncertainty translates into lower asset prices. But not this time. And with the prices of all assets buoyed by abundant liquidity, we fear a traditional ‘diversified’ […]

An independent review of Dynamic Planner’s new Cash flow planning service has been published. The Paraplanners Paraplanner Perspective: Dynamic Planner Cash Flow, is available now to download here. Colin Stewart, in-house at retirement planning expert at The Paraplanners, conducted the review independently with no input from Dynamic Planner other than an initial overview. Colin has […]

6min read Abhimanyu Chatterjee, Dynamic Planner’s Chief Investment Strategist, discusses the hot topic of inflation amid increasing concerns it could soon rapidly rise. How has it been viewed over time? What are arguments both for and against? Abhimanyu then analyses what could happen next before outlining four extreme inflation scenarios Dynamic Planner has run to […]

Heather Richards – Head of Actuarial Insight at Dynamic Planner – looks closely at cash flow planning tools under a regulatory microscope.

Dynamic Planner CEO Ben Goss explores the complexity of effectively planning for retirement in 2020. How has today’s landscape changed in only the last 10 years? What key ‘unknowns’ should you consider today for a client entering retirement? How does cash flow planning software help? How has ‘stress testing’ a client’s investment portfolio helped? What […]

Enables advisers to use a single system and avoid miscalibration risk Makes powerful cash flow planning possible for all clients 3 November 2020: Dynamic Planner is set to shake up the status quo of cash flow planning in the UK, with the launch of its brand-new Cash flow planning service. Launching on 3 November, Dynamic […]

Alice Logue, Manager Research Analyst, Fidelity Multi Asset team As virus containment measures stepped up around the world, many businesses faced (and still face) prospects of a significant drop in revenues, or no revenues at all, whilst still facing recurring fixed costs (e.g. rents, wages, leases). This has placed a notable drag on working capital […]

By Brooks Macdonald While headlines announcing equity dividend cuts may be alarming for those seeking income, it is important to bear in mind that this is only one of a broad range of income sources available to multi-asset managers. By actively managing a portfolio’s allocation to each type of investment available, we can see an […]

Over the past few weeks, we have released multiple tweaks and enhancements to Dynamic Planner, while work has continued on our new Cash Flow forecaster. Below is a quick recap of some of the recent changes we’ve made: More room for ‘Client objectives’ – A small, but important tweak. We’ve increased the size of the […]

Charlotte Harington, Co-Portfolio Manager, Fidelity Multi Asset Open range History never repeats, but it does often rhyme. And the same goes for economic history. It’s striking how similar some aspects of the economic environment in the early 1960s are to the years leading up to the Covid-19 pandemic – low inflation, relatively low interest rates […]

By Bordier UK It may seem an age away today, but as we headed into 2020 our baseline scenario was reasonably favourable: one of slow and steady growth, linked to robust labour markets and some carry-over from 2019’s policy easing. Furthermore, the prospect of sustained low inflation meant policymakers could focus on the prevention of […]

Unprecedented. Extreme. Sobering. It has been hard to keep pace with what’s happened in markets this year. Here, Dynamic Planner’s Head of Investment Services Jim Henning takes a step back from the headlines and highlights the immediate and longer-term trends and shifts witnessed in 2020. How does this year’s volatility compare in the context of […]

The Investment Committee reviewed the performance of the benchmark asset allocations and noted their great resilience in weathering the extreme market turmoil post the Covid outbreak, with all staying within, or very close to, their expected annual Value at Risk (VAR) limits. The benefits of portfolio diversification provided by Dynamic Planner’s Asset Risk Model can […]

By Vitality With £5.5 trillion set to pass between generations over the next 30 years1, it’s clear this wealth transfer represents one of the greatest opportunities for the financial advice sector. Yet, generational shifts in attitudes and ways of accessing financial services mean that engaging the next generation represents one of the greatest challenges too. […]

By Andrew McCaffery, Global Chief Investment Officer, Fidelity International We believe the Covid-19 crisis will trigger a step-change in policy, accelerate existing trends and transform investment frameworks. Government intervention, fiscal activism, corporate governance and sustainability, and continued Asian economic strength will characterise this new order, creating opportunities out of dislocation. History is littered with examples […]

We are in the middle of a synchronized downturn. Analysis of the quarter or quarter change in GDP globally and in the US makes grim reading – worse than anything observed in the past. Partially, this is due to the global reduction in activity through lockdown restrictions to mobility. Yet, if equities were to be […]