By Maria Municchi, Fund Manager, Sustainable Multi Asset Fund Range, M&G Investments Sustainable investment approaches look to the future, by investing responsibly and supporting the environment and society. So sustainable investment strategies should aim to achieve objectives that include meeting financial goals, as well as preserving our planet’s resources, recovering its climate and making life […]

On 1 February 2021, the FCA’s ‘investment pathways’ were introduced and while consequences are keenest, in this context, for non-advised investors, advice firms and their clients too are not unaffected. This regulatory development can be spun as a risk to firms potentially losing valuable new business. Or an opportunity for firms to separate themselves and […]

By Brooks Macdonald Over the past two decades, several major global events – including most recently the coronavirus pandemic – have prompted investors to flee financial markets, but data shows this could have been a mistake. When it comes to achieving long-term financial goals, investing – and remaining invested – tends to be the better […]

By Sanlam The operational benefits of having an advisory firm’s investment proposition run by a third-party investment manager are increasingly well understood. Typically, this means using a discretionary investment manager to run a discretionary model portfolio. These operational benefits include: All clients achieve the changes in their portfolio at the same time, meaning they all […]

Whole of market MSCI ESG fund research now available in Dynamic Planner to help advisers match people to sustainable portfolios Helping advisers solve the ‘mystery’ of sustainable investing and ensure clients fully understand both ESG risk and opportunity 3 February 2021: Advisers using Dynamic Planner now have whole of market MSCI ESG fund research at […]

By Daniel Needham, Global Chief Investment Officer, Morningstar Key Takeaways Active management may not be in decline, rather the type of active management is changing to benefit active asset allocation. This presents investment opportunities for long-term asset allocators. Research shows that investors need to not only be active to outperform; they need to be patient. […]

A schooling in psychology drives LOUIS WILLIAMS – Head of Psychology & Behavioural Insights at Dynamic Planner – to question what we know about your clients, people who invest. By learning more, he believes we can help them weather financial crises better in future We know, according to research, that someone’s emotional state can strongly […]

JIM HENNING, Head of Investment Services at Dynamic Planner, shines a revealing light on risk and volatility and the starkly different impacts they can have on a client’s portfolio in accumulation, as opposed to decumulation. Here, Jim contrasts the conflicting experiences of pound cost averaging and pound cost ravaging and what they mean for your […]

By Chris Jones, Proposition Director Last year’s crisis vindicated a ‘stay invested’ message to clients and once again underlined the value of diversification through multi-asset investing. Having said that, we have all seen since the social and economic uncertainty which has continued to drive increased volatility in markets. As we become increasingly accustomed to the […]

Dynamic Planner has announced details for its ninth ‘Transform the Way Clients See You’ Annual Conference, which is set to be delivered remotely, into the homes of attendees on Wednesday 10 March: 11am-4pm. Dynamic Planner’s previous eight conferences have centred on connection and community, and with these human needs now greater than ever and 2020 […]

The principal objective of investing is simple: earning a return in excess of cash that compensates the investor for the risk taken. The higher the perceived risk, the higher the realised return should therefore be, writes Henning Meyer, Portfolio Manager at Sarasin & Partners. This means that any investment is essentially an exchange of risk […]

Dynamic Planner Proposition Director CHRIS JONES analyses key considerations when creating a Centralised Retirement Proposition for clients at your firm, reflecting on mistakes made during the 2008 financial crisis and concluding by pinpointing three ways to manage sequencing risk. In retirement planning, there is a moment when the client’s needs and objectives change and you […]

The rapid changes in environment over the past year, and what this means for sources of long-term portfolio growth in a post-COVID-19 era, have put the importance of an active approach to portfolio management firmly back at the front of investors’ considerations, write Brooks Macdonald. When managing a portfolio, having the flexibility to actively adjust […]

Dynamic Planner’s CEO Ben Goss sets out below what he believes the next 12 months has in store for the financial planning industry. He says: “Nobody could have predicted the impact of COVID at the beginning of 2020, and the effect it has had – and is still having – on just about every area […]

By Eugene Philalithis – Head of Multi Asset Investment Management, Europe & Portfolio Manager of the Fidelity Multi Asset Income fund range What is your investment outlook for 2021? Overall, we are cautiously optimistic on the investment outlook for 2021. The team expects periods of heightened volatility through the year, as markets respond to monetary […]

At Dynamic Planner, we have partnered with Citywire, which includes New Model Adviser among its press titles, to produce a series of three, 30min podcasts focusing on cash flow planning and clients in decumulation. In episode one, Citywire host Ian Horne is joined by Nick Ryan, an adviser with Buckinghamshire firm Yellow Bear Financial Consultancy […]

The consensus is that we are in a K-shaped recovery – that means winners and losers. We are not all in this together, writes Ruffer Investment Director Duncan MacInnes The unique shape of the Covid-19 crisis and accompanying recession has meant some industries have thrived whilst others have dived. In caricature, everyone now uses Zoom […]

[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text] By Alistair MacDougall, Technical Manager, ATEB Consulting As a leading compliance consultancy and provider of Suitability, the widely used report writing […]