Opinion
From depression to euphoria. The fittest description for global stock markets
We are in the middle of a synchronized downturn. Analysis of the quarter or quarter change in GDP globally and in the US makes grim reading – worse than anything observed in the past. Partially, this is due to the global reduction in activity through lockdown restrictions to mobility. Yet, if equities were to be […]
Psychometric questionnaires: How do they really profile your client’s attitude to investment risk?
Louis Williams – Head of Psychology & Behavioural Insights at Dynamic Planner – analyses the risk profiling process, from start to finish, for your clients. He considers: why are risk profiling questionnaires psychometric? What does psychometric mean? What are the alternatives for financial advice firms? What are the pitfalls to avoid? And how did Dynamic […]
Forward-looking projections forecast a brighter future for everyone
A client whose financial adviser had relied upon performance scenarios required in a Key Information Document (KID) at the start of this year, may have been unprepared for this year’s coronavirus crisis. The same could also potentially be said if their adviser relied upon past performance of an IA sector to highlight potential returns in […]
Refocusing on desirable investment risk can help your clients avoid undesirable 2020 returns
Looking back over the first half of the year, January seems to be a completely different era. In between, an unprecedented health crisis has uprooted medical care, financial markets and the prospects for the global economy. In spite of the sharp rebound in markets, allocators are still reeling from the vehemence of the sell-off. As […]
New Dynamic Planner survey – How are advice firms working in 2020?
[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]Whether you feel good, bad or indifferent about it – video chat on platforms like Zoom very quickly became synonymous with wider […]
Caution reaps its own reward in retirement if market tides turn
By Sam Liddle, Sales Director, Church House Investment Management If you’re a young person, with no job and little prospects, then Rishi Sunak’s recent jobs announcement would have given you cause for hope for the future. But it was less positive for committed savers, with retirement on the horizon, and recent retirees wondering what income […]
6 ways financial planning technology has helped advice firms this year
We have all been grateful for a little help at some point this year. Whether it has been an understanding boss, or a driver delivering your weekly food shop – it has been very welcome. We have also been happy to help others and it has felt good to give back, even in only a […]
Technology key to enabling advisers to understand changing client priorities in 2020
The pandemic this year has impacted different sections of society in different ways. An example: research by Legal & General highlighted that 1.5m people could now delay retirement because of Covid-19 and its financial impacts. This year’s subsequent lockdown, demanding people spend extended time at home than they might otherwise, has further caused many to […]
Human compassion the key to client communication, whether virtual or face-to-face
By Louis Williams, Dynamic Planner Head of Psychology and Behavioural Insights This year’s coronavirus crisis has impacted the adviser-client relationship in such a way that online communication is now essential. Advice firms face the question of whether this mushrooming trend will impact the levels of trust their clients have in the advice they receive long-term […]
Dynamic Planner analysis: Is inflation finally on economic cards as lockdown slowly lifts?
[vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]As we try and shed our feelings of embattlement, with lockdown finally easing across most of the UK, the macro environment is […]